How to Use HSA or FSA Funds for Therapy Before Year-End | Journey Forward

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This time of year, we remember to use our airline miles, but forget our mental health benefits. Many professionals don’t realize that therapy sessions are eligible for HSA/FSA reimbursement — and those funds often expire at year’s end! Ahhh… let’s not let that happen.

If you’ve been meaning to start therapy for yourself or your teen, this is a practical time to begin. Here’s how to make the most of it:

  1. Check your balance. Log into your HSA/FSA portal to see what’s left.
  2. Ask your therapist for a detailed receipt or superbill for reimbursement.
  3. Book sessions now. Those funds expire December 31 for most plans.

(And let’s face it with our family around more… we may need it)

I’ve had several clients reach out recently excited about the possibility of using their FSA dollars for their wellbeing, and not just a new pair of lenses. Other clients plan their annual HSA/FSA benefits and contributions around their mental health needs, so it’s there when they need it.

Investing in mental health isn’t an expense — it’s a strategy. Use the benefits you’ve already earned to support yourself or your family— the same way you’d plan a physical check-up or gym membership.

Our team offers therapy for adults, teens, and children — and we’ll help you make the most of your benefits. Schedule a free consult to learn more.

#MentalHealthAwareness #TherapyIsInvestment #HSA #FSA #EndOfYearWellness #FamilyMentalHealth #JourneyForwardTherapy

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